Sell the payment, not the price

Financing & your monthly payment

The question that matters isn’t the sticker — it’s how much cash you need and what you’ll pay each month. Here you can see both.

01

Up to 8.5% assistance

Eligible buyers can stack 5% down-payment assistance with OHFA’s 3.5% of the loan amount — up to 8.5% combined toward down payment and closing costs, on 30-year fixed-rate loans. Eligibility, purchase-price and income limits apply — an OHFA-approved lender confirms what you qualify for.

02

FHA / VA / Conventional

Eligible across the major loan types, including VA for qualifying veterans — relevant given the OKC metro’s military community around Tinker AFB.

03

Builder incentive

Select homes carry up to a $10,000 builder concession. Applied as a rate buydown rather than a price cut, the same money can roughly double the monthly relief.

The calculator

Estimate your monthly payment.

Move the sliders. The comparison shows why a $10,000 rate buydown usually beats a $10,000 price cut on the only number a buyer feels.

Your inputs

$275,994
6.750%
30 yrs

The OHFA portion applies to 30-year fixed-rate loans only, so the term is set to 30 while assistance is on. Eligibility, purchase-price & income limits vary — your lender confirms what stacks.

Estimated monthly payment

$1,900

Loan amount—
Cash needed at closing—
Assistance (5% + OHFA 3.5%)—

Using a $10,000 incentive

As a price cut—
As a rate buydown → 5.5%—
Illustrative only. These figures are estimates for demonstration — not a loan offer, a commitment to lend, or personalised financial advice. Taxes and insurance are approximate. A licensed lender must confirm your actual rate, payment, eligibility and OHFA availability. Meadow Hills Estates and Ken Carpenter Realty do not provide mortgage lending.

Want the real number for a specific home?

We’ll connect you with a preferred OHFA-approved lender who can pre-qualify you — often same day.

Get pre-qualified →